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Uninsured & Underinsured Automobile Coverage

Uninsured & Underinsured Automobile Coverage

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Contingency Fees

Veteran's Disability Claims

Veteran's Disability Claims

Premises Liability

Premises Liability

Video Transcript for the Hearing Impaired:

Speaker 1: A picture is worth a thousand words or it can at least help if you are suing to recover significant medical costs from an accident.

Speaker 2: Attorney Karl Truman is with his again. Explaining that, uh, this case pertains to one of his clients who was walking down the street, steps on a utility box that gave way, and, uh, this person was badly hurt walking to work in downtown Louisville. Hey Karl good to see you again.

Other Speaker: Good morning…morning.

Speaker 2: Well, you certainly don't expect something like that to happen.

Other Speaker: Yeah, this was a situation where, uh, client was walking to work downtown and I don't want to get into the, the details. There was a litigation case that's concluded, but there is a utility box on the sidewalk. And imagine walking to work. You know, you're just focused on getting to work. And you're stepping off and, you know, you always see those little utility boxes in the, in the sidewalk and stepping on it and your foot falls into it. And you've injured your leg and ankle and, and have pretty serious injuries.

Speaker 1: And so I see pictures right here. From what I understand she was lucky that somebody walking by and of course in this day and age everybody's got a camera phone and all that, but somebody walking by, saw this and said hey, ”I'm gonna snap some pictures.” Is that how you got these photos?

Other Speaker: Right. These pictures were from just a bystander, uh, that happened to be walking by and saw what happened and took some pictures and passed it on. And this is very important. I've had other cases particularly in where someone has fallen or slipped on something and that type of evidence is, it disappears and even though a utility box like this without the pictures the, uh, the company that owns it, it would be gone. They would, you know, pick it up, take it away, and I would never be, have a much harder time proving the case. And in this situation we were able to prove.

Speaker 2: When we talk about photos, what about video? It seems like everybody has video capability? Don't you get sound and get impressions from the person, you know, at, at the moment of, of a crisis like this.

Speaker 1: An immediate reaction.

Other Speaker: Oh absolutely. And sometimes those can be very, uh, persuasive, very powerful evidence, you know, because once the insurance companies and their lawyers get involved with their, uh, people, then sometimes stories change. And so unless you can preserve that evidence right away, it makes it much more difficult.

Speaker 2: Yeah, the intonation of someone's voice after they've been hurt would be, I would think would be quite a graphic display for, for a person.

Other Speaker: Right, sure. I mean that, that's certainly a situation too where someone, you know, obviously, you know, spontaneously is very, uh, hurt and very compassionate about what they're going through. And then the other person that, you know, may make statements that, uh, admissions of fault.

Speaker 1: Okay now the person that took those photos, do they have to be a witness in court and actually say hey, I saw this happen. I captured this on camera. Do you actually need that testimony or are the pictures enough for that?

Other Speaker: Well, I think the pictures can be admissible by themselves. Someone has to authenticate in court. Someone has to authenticate it. And hopefully and in most situations we don't actually have to go to court. We have to be prepared to be able to go to court and so the other side knows that we will prove our case. Uh, but hopefully most of the time we're able to have enough persuasive evidence to persuade the other side that yes, we are going to win in court and let's try to reach a settlement.

Speaker 2: And this person in this case did recover lost wages and medical and bills and paying stuff.

Other Speaker: We, we were able to collect, uh, you know, quite a range of damages to, you know, be able to get a good recovery for her.

Speaker 1: Because of that accident she was hurt badly enough she couldn't work for some time.

Other Speaker: And off work and, and wasn't able to go back to, you know, work for a long time because of her injury, which we see quite a bit.

Speaker 1: All right.

Speaker 2: All right Karl. Thanks a bunch. Hey to get in touch with Karl Truman you can call 502 and then all 2s, 222 and 2222. Find him online at trumanlaw.com.

Speaker 1: We'll be right back..

Camp Lejeune VA Disability


Video Transcript for the Hearing Impaired:

Other Speaker: Truman Talks Law on Great Day Live is sponsored by the Karl Truman Law Office.

Other Speaker: Some scientist have called it the worst public drinking water contamination in America's history. Hundreds of thousands of military families drinking, bathing and cooking using toxic water.

Speaker 1: Apparently this went on for 30 years at the Marine Corps Camp Lejeune from the 1950s to the 1980s which Attorney Karl Truman says VA care now includes those victims. Hi Karl, good to see you again.

Karl Truman: Good Morning.

Speaker 1: This is an unbelievable story that this went on for so long.

Karl Truman: Ah yes and, and I know there's a lot of groups that really pushed it for a long time but it finally gets the recognition and this is of interest to me since I do a lot of Veterans work and, you know, work with different Veterans groups, it's really pretty significant.

Other Speaker: And so you've had a lot of phone calls people actually asking you about this and VA care does now include people that drunk this water and used this water all those years. You say that a new bill has passed that, um, tells you that it does. But what exactly was in this water? What made it so tainted?

Karl Truman: Well apparently there was, uh, some cleaning companies and cleaning solvents that, you know, like, uh, uh, clothing, you know, companies that do clothing cleaning that was, uh, contaminating and getting into the water. And it really caused a lot of health problems. I mean there have been people that have died from cancer of this. And what made this particular law significant is that, uh, the VA rarely helps, uh, dependents. I mean the VA of course treats and the VA hospitals treat Veterans but this also includes dependents and other people who were on the base during that time not just people who were in the service.

Speaker 1: So VA care is covering family members who, who may have been living on those premises?

Karl Truman: If you had lived there during this time period and during this, this thirty year period, if you'd lived there for 30 days or more then you're eligible for care under this provision.

Other Speaker: That had to have been a lot of kids too.

Karl Truman: A lot of people. Yeah, their, the estimates have been up to 1 million people have been exposed to this drinking water.

Other Speaker: So again it had carcinogens and people have gone on to develop different types of cancers and other diseases, too, because of drinking the water. So how would someone be covered for VA care in this case? What kind of medical proof do you have to have that that water caused your health problem?

Karl Truman: Well the, the evidence is still out as far as what all of the, uh, conditions are but, you know, typically what, they'll be a list of certain types of presumptive conditions and we don't have a complete list of that yet but if, uh, someone's being treated and, and their doctor thinks that well this may have been from that contamination then definitely they should go to the VA and check it out.

Speaker 1: And that would take some serious investigative work though too though to, to be able to determine something that goes back as far as the 1950s or '60s.

Karl Truman: Well we do that with the Vietnam claims, Agent Orange claims, you know, what the VA has done is, you know, they've come up with a list of criteria of different types of illnesses that are presumptive conditions and so typically what would happen in those types of cases that the VA would come up with a list of presumptive conditions. Say if you have these, you automatically are covered. If you have something else, then you would have to develop some other medical proof.

Speaker 1: And they think some of this could have lie dormant for a long, long time before showing any activity in the body.

Karl Truman: Oh sure. Oh yeah, just, just as in Agent Orange and it's all these chemical type claims, uh, can be delayed response.

Other Speaker: That’s so sad that it went on for so long. We were talking about that before the interview that 30 years of this before someone realized we have a problem here.

Karl Truman: Well it is surprising. If you talk to the Marine Corps they say well these chemicals weren't on an official list like an FDA list saying they were carcinogens even though they were on Marine Corps lists themselves, some of their own lists of, uh, health hazard contaminants. So it, it's very confusing but I'm glad it's finally coming around.

Speaker 1: All right Karl. Thanks so much. If you need to reach Karl Truman you can do so at 502 222 2222.

Other Speaker: Or go online to trumanlaw.com.