Personal Injury Attorney Serving Southern Indiana

Southern Indiana Personal Injury Attorney Serving Clark County, Floyd County, and Beyond

Karl Truman Law has served Southern Indiana clients from our Jeffersonville office since 1991. We represent injury victims throughout Clark County, Floyd County, Harrison County, Scott County, Washington County, and beyond. Our founder built this firm in this community. We are not a Kentucky firm with an Indiana satellite. We are Kentuckiana’s firm, and Indiana is half of what that means.

No fee unless we win. Available 24/7. Free consultation. Call (502) 222-2222.

CLARK COUNTY PRIMARY AREA

Clark County, Indiana: Our Home Base

Clark County is the heart of Karl Truman Law’s Indiana practice. Jeffersonville, the county seat, sits directly across the Ohio River from Louisville, Kentucky. The county’s population exceeds 120,000 residents across Jeffersonville, Clarksville, Sellersburg, Charlestown, New Washington, and the surrounding communities.

Clark County recorded more than 3,200 vehicle collisions in a recent year, including 13 fatal crashes, 88 alcohol-impaired crashes, 74 motorcycle-involved collisions, and more than 400 crashes involving young drivers. I-65, running through the heart of the county, and I-64 connecting Jeffersonville to Louisville are the region’s highest-risk corridors. The Lewis and Clark Bridge and the Clark Memorial Bridge (Kennedy Bridge) carry tens of thousands of vehicles per day between Indiana and Kentucky.

Jeffersonville Clark County	Clarksville Clark County	Sellersburg Clark County
Charlestown Clark County	New Washington Clark County	Borden Clark County
Otisco Clark County	Memphis Clark County

SURROUNDING INDIANA COUNTIES

Floyd County, Harrison County, and Beyond

Karl Truman Law represents clients throughout the Southern Indiana region. Our Indiana service area extends well beyond Clark County to include Floyd County (New Albany, Floyds Knobs, Georgetown), Harrison County (Corydon, Elizabeth), Scott County (Scottsburg), and Washington County (Salem), among others.

New Albany Floyd County	Floyds Knobs Floyd County	Georgetown Floyd County
Greenville Floyd County	Corydon Harrison County	Elizabeth Harrison County
Scottsburg Scott County	Austin Scott County	Salem Washington County
Pekin Washington County	English Crawford County	Leavenworth Crawford County

INDIANA LAW FOR INJURY VICTIMS

Indiana Personal Injury Law: Key Facts for Every Client

Indiana Statute of Limitations Personal injury: 2 years from the date of injury Wrongful death: 2 years from the date of death Medical malpractice: 2 years from the date of injury or occurrence Workers’ compensation filing: 1 year from the date of injury Nursing home abuse and neglect: 2 years Minor’s claims: Special rules extend deadlines for injured minors

Indiana Is a Fault-Based State

Indiana is not a no-fault state. After a car accident in Indiana, you file a claim directly against the at-fault driver’s insurance, not your own. PIP coverage is optional in Indiana. If you have it, it can supplement your recovery. If you do not, the at-fault driver’s liability coverage is your primary source of compensation.

Indiana Comparative Fault: The 51% Rule

Indiana uses a modified comparative fault rule under Indiana Code 34-51-2-6. If you were 50% or less at fault, you can recover damages, reduced proportionately by your percentage of fault. If you were 51% or more at fault, you cannot recover anything. This is less plaintiff-friendly than Kentucky’s pure comparative negligence standard. Do not accept an insurer’s fault calculation without legal review.

Indiana Dog Bite Law: One Bite Rule

Indiana generally follows the one bite rule for dog bite cases. A dog owner is liable if they knew or should have known the dog was dangerous, usually evidenced by prior bites or threatening behavior. Indiana provides an exception for postal carriers and government officials on duty, who are protected by strict liability. Kentucky’s strict liability standard is more favorable for bite victims.

Indiana Workers’ Compensation

Indiana workers’ compensation: the employer or their insurer controls which physician you see for your injury. The filing deadline is one year from the date of injury. A 30-day written report to employer is required. In Indiana, Temporary Total Disability payments are 2/3 of your average weekly wage, up to a maximum of $600 per week. Denied claims may be appealed to the Workers’ Compensation Board within 30 days.

Indiana Wrongful Death: Damage Caps

Indiana caps wrongful death damages at $300,000 when the decedent was unmarried and had no dependents. Indiana does not allow punitive damages in wrongful death cases. Kentucky has no wrongful death damage caps and does allow punitive damages in cases of gross negligence. These differences make jurisdictional analysis critical in cross-river accidents.

SOUTHERN INDIANA PRACTICE AREAS

What We Handle Throughout Southern Indiana

Karl Truman Law handles the full spectrum of personal injury, workers’ compensation, disability, and wrongful death matters throughout Southern Indiana. Our Indiana practice includes car and truck accidents on I-65 and I-64, motorcycle accidents, construction site and workplace injuries, warehouse and logistics facility injuries (including Amazon and Port of Indiana-Jeffersonville), premises liability, nursing home abuse, medical malpractice at Clark Memorial Health and area providers, wrongful death, workers’ compensation, Social Security Disability, veterans VA disability, and catastrophic injury cases.

Karl is admitted to the U.S. District Court for the Southern District of Indiana and the Northern District of Indiana. He has served as president of the Clark County Bar Association and received the Clark County Humanitarian Award. He has been practicing Indiana personal injury law since 1991.

INDIANA FAQ

Southern Indiana Personal Injury FAQ

Q: What is the deadline to file a personal injury lawsuit in Indiana?

A: Two years from the date of injury for most personal injury claims. Workers’ compensation must be reported within 30 days and formally filed within one year. Medical malpractice claims must be filed within two years of the injury. Contact us immediately.

Q: Do I need to go through my own insurance first in Indiana?

A: Not typically. Indiana is a fault-based state. You file a claim against the at-fault driver’s insurance directly. Your own PIP coverage, if you have it, can pay medical bills up front, but it is optional in Indiana. You are not required to exhaust PIP before pursuing the at-fault driver.

Q: How does Indiana’s 51% rule affect my case?

A: If you are found to be 51% or more at fault for an accident in Indiana, you cannot recover compensation. If you are 50% or less at fault, you recover damages reduced by your percentage of fault. Insurance adjusters frequently assign higher fault percentages to plaintiffs to trigger this bar. Never accept a fault determination without legal review.

Q: What makes cross-river accidents between Indiana and Kentucky complicated?

A: Accidents on the Ohio River bridges or involving drivers from both states require determining which state’s law applies, which courts have jurisdiction, and how each state’s insurance requirements interact. Karl Truman Law is licensed in both Indiana and Kentucky and handles these cases regularly.

Q: Does Karl Truman Law handle cases in New Albany, Corydon, and Salem?

A: Yes. We serve clients throughout Southern Indiana, including New Albany and Floyd County, Corydon and Harrison County, Salem and Washington County, Scottsburg and Scott County, and beyond. Distance is not a barrier. Free consultations are available by phone, and we will come to you when needed.

Q: Can I sue a warehousing or logistics company for a workplace injury in Indiana?

A: Workers’ compensation is generally the exclusive remedy against your employer. However, if a third party, such as a property owner, another contractor, or an equipment manufacturer, contributed to your injury, you can pursue a separate personal injury lawsuit against them. Many warehouse and logistics injuries involve third-party liability. We evaluate every case for all available defendants.

Southern Indiana’s Personal Injury Team. Since 1991.

Karl Truman Law serves injury victims throughout Clark County, Floyd County, Harrison County, and Southern Indiana. Free consultation. No fee unless we win. Available 24/7. Call (502) 222-2222.