Personal Injury Attorney Serving All of Kentucky

Kentucky Personal Injury Attorney Serving Louisville and All of Kentucky

Karl Truman Law serves injury victims throughout the Commonwealth of Kentucky. From our Louisville office on Timberwood Circle, we represent clients across Jefferson County, the surrounding metro counties, and beyond. If you were injured in Kentucky, we can help. No fee unless we win. Free consultation.

Call us at (502) 222-2222. Available 24/7.

PRIMARY SERVICE AREA

Jefferson County and the Louisville Metro Area

Jefferson County is the core of Karl Truman Law’s Kentucky practice. Louisville, the county seat, is home to more than 750,000 residents. The broader Louisville metropolitan statistical area encompasses more than 1.3 million people across multiple counties and crosses the Ohio River into Southern Indiana.

Jefferson County alone reports more than 28,000 traffic accidents per year. The city’s interstate infrastructure, including I-64, I-65, I-71, I-264 (Watterson Expressway), and I-265 (Gene Snyder Freeway), together with its major commercial corridors, creates some of the highest-volume and highest-risk roadways in the state.

Major Louisville neighborhoods, commercial districts, and employers we regularly serve include:

Louisville (Downtown) Jefferson County	St. Matthews Jefferson County	Jeffersontown Jefferson County
Shively Jefferson County	Pleasure Ridge Park Jefferson County	Valley Station Jefferson County
Okolona Jefferson County	Middletown Jefferson County	Prospect Jefferson County
Lyndon Jefferson County	Fern Creek Jefferson County	Newburg Jefferson County

SURROUNDING KENTUCKY COUNTIES

Surrounding Kentucky Counties We Serve

Karl Truman Law serves clients throughout the Louisville metro region and the surrounding Kentucky counties. Whether you were injured in Shepherdsville, Elizabethtown, Bardstown, Shelbyville, or La Grange, our attorneys are available to represent you.

Shepherdsville Bullitt County	Mt. Washington Bullitt County	Hillview Bullitt County
La Grange Oldham County	Pewee Valley Oldham County	Crestwood Oldham County
Shelbyville Shelby County	Simpsonville Shelby County	Bardstown Nelson County
Elizabethtown Hardin County	Radcliff Hardin County	Vine Grove Hardin County
Taylorsville Spencer County	New Castle Henry County	Brandenburg Meade County
Hodgenville LaRue County	Hardinsburg Breckinridge County	Frankfort Franklin County
Lexington Fayette County	Bowling Green Warren County	Owensboro Daviess County
Covington Kenton County

KENTUCKY LAW FOR INJURY VICTIMS

Kentucky Personal Injury Law: Key Facts for Every Client

Kentucky Statute of Limitations Personal injury: 1 year from the date of injury Wrongful death: 1 year from the date of death Medical malpractice: 1 year from discovery of injury, or 5 years from the act, whichever is shorter Workers’ compensation filing: 2 years from date of injury Nursing home abuse: 1 year from the incident Minor’s claims: May extend until the minor reaches majority plus the standard limitations period

Kentucky Comparative Negligence

Kentucky follows a pure comparative negligence rule codified in KRS 411.182. Under this rule, a plaintiff can recover compensation even if they were 99% at fault. Their damages are reduced proportionately by their percentage of fault. This is a plaintiff-friendly standard and more generous than Indiana’s modified comparative fault rule. However, insurance companies use KY’s comparative negligence rules aggressively to shift blame and reduce settlements.

Kentucky No-Fault / PIP Insurance

Kentucky is a choice no-fault state. Most automobile insurance policies include personal injury protection (PIP) coverage. PIP pays your medical bills and lost wages up to the policy limit regardless of who caused the accident. You must exhaust your PIP coverage or meet the threshold ($1,000 in medical expenses, or a qualifying serious injury such as a bone fracture, permanent injury, or disfigurement) before you can sue the at-fault driver for non-economic damages. You can opt out of no-fault coverage in writing.

Kentucky Dog Bite Law

Kentucky is a strict liability state for dog bites. Dog owners are liable for bites regardless of prior history or knowledge of aggression. You do not need to prove the owner knew the dog was dangerous.

Kentucky Workers’ Compensation

Kentucky workers’ compensation: employees generally choose their own treating physician (unless employer has a managed care plan). The filing deadline is two years from the date of injury. A 30-day written report to employer is required. Appeals go to the Workers’ Compensation Board within 30 days of a denial.

KENTUCKY PRACTICE AREAS

What We Handle Throughout Kentucky

Karl Truman Law handles the full spectrum of personal injury, disability, and wrongful death matters throughout Kentucky. Our Kentucky practice includes motor vehicle accidents, trucking cases, motorcycle accidents, pedestrian and bicycle accidents, slip and fall and premises liability, construction site injuries, medical malpractice, nursing home abuse, wrongful death, workers’ compensation, Social Security Disability, veterans VA disability claims, long-term disability, product liability, and catastrophic injury cases.

We are admitted to practice before the U.S. District Courts for the Western District of Kentucky and the Eastern District of Kentucky, in addition to the Kentucky state courts at all levels.

KENTUCKY FAQ

Kentucky Personal Injury FAQ

Q: What is the statute of limitations for a car accident in Kentucky?

A: One year from the date of the accident for most personal injury claims. This is shorter than Indiana’s two-year deadline. Do not wait.

Q: Can I sue for a car accident in Kentucky if I have PIP coverage?

A: Yes, if your medical bills exceed $1,000 or you suffered a qualifying serious injury such as a bone fracture, permanent disability, or significant disfigurement. Even with PIP, you can pursue the at-fault driver for pain and suffering and other non-economic damages.

Q: Who handles Kentucky personal injury cases at Karl Truman Law?

A: Karl Truman and his team, including attorneys Evan Jones, Travis Turner, and Lonnie Cooper, handle Kentucky personal injury cases. Karl is licensed in both Kentucky and Indiana and has been practicing Kentucky personal injury law since 1991.

Q: Does Karl Truman Law handle cases throughout Kentucky, not just Louisville?

A: Yes. We serve clients throughout the Commonwealth of Kentucky. While our physical office is in Louisville, we represent clients from Bullitt, Oldham, Shelby, Nelson, Hardin, Spencer, Henry, and other Kentucky counties, and we handle matters statewide including in Lexington, Bowling Green, Elizabethtown, and beyond.

Injured Anywhere in Kentucky? Karl Truman Law Is Ready.

One year passes quickly. Protect your right to compensation. Call (502) 222-2222 today for a free consultation. No fee unless we win. Available 24/7.