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If you work on a vessel on a navigable waterway and you were injured on the job, you have rights under federal maritime law that are fundamentally different from and often more powerful than standard workers’ compensation. The Jones Act is the primary federal law protecting seamen injured due to the negligence of their employer or a fellow crew member. It is not automatic. You have to fight for it.
Attorney Karl Truman brings the discipline and leadership of a retired Lieutenant Colonel in the U.S. Army to every maritime injury case. Located at the Kentucky-Indiana border on the Ohio River, our firm is uniquely positioned to serve maritime workers throughout the region with the federal law expertise these cases demand.
Karl Truman is an experienced mariner with offshore sailing experience and holds a Merchant Marine Credential by the United States Coast Guard.
No fees unless we win. Available 24/7 throughout Louisville, Southern Indiana, and all of Kentucky and Indiana.
The Jones Act gives injured seamen the right to sue their employer for negligence. Unlike standard workers’ compensation, the Jones Act allows full tort damages including pain and suffering, lost wages, and future earning capacity. The burden of proof for Jones Act negligence is also lower than in standard negligence cases.
Maritime workers are also entitled to maintenance and cure regardless of fault. Maintenance covers daily living expenses while you are unable to work. Cure covers medical treatment until you reach maximum medical improvement. Employers who improperly deny or delay maintenance and cure face additional penalties.
Jones Act claims have a three-year statute of limitations, but evidence from vessels and waterways disappears quickly. Contact us immediately after any maritime injury.
Maritime law is entirely separate from state personal injury law. Getting it right requires experience with the federal framework.
Not every worker on a vessel qualifies as a seaman under the Jones Act. We determine your status immediately because it defines which legal rights apply to your claim.
n addition to Jones Act negligence, vessel owners can be held liable under a separate unseaworthiness doctrine when the vessel or its equipment was not reasonably fit for its intended purpose.
Maritime employers often pressure injured workers to sign statements or return to work prematurely. Do not sign anything before speaking with an attorney.
Standard state workers' compensation does not apply to most maritime workers. The Jones Act and LHWCA provide separate and often more favorable rights. Applying for the wrong benefit can waive rights to the better one.
From the moment you call, we take over the legal fight. You focus on recovery. We handle everything else.
We move immediately to build the strongest possible case: gathering records, securing evidence, consulting experts, and documenting every aspect of your situation before anything is lost or altered.
From insurance claims to medical records, legal filings, and demand letters, we manage every detail so you can focus on healing. You will never be left wondering what is happening with your case.
The party on the other side of your claim has professionals working to minimize what they pay you. We deal with them directly and protect you from every tactic designed to undervalue your claim.
While most cases settle, we prepare every case for trial. The other side knows we will not back down, and that gives us the leverage to secure maximum compensation.
Knowledge Center
Free educational guides and resources to help you understand your rights, the legal process, and how to protect your claim.
Comprehensive answers about personal injury law in Kentucky and Indiana. Find the information you need to make informed decisions about your case.
What is the Jones Act?
The Jones Act, formally the Merchant Marine Act of 1920, is a federal law that gives seamen the right to sue their employer for negligence when they are injured on the job. Unlike standard workers’ compensation, the Jones Act allows recovery of full tort damages including pain and suffering, lost wages, and future earning capacity. The negligence standard under the Jones Act is lower than in typical personal injury cases, which makes it a powerful tool for injured maritime workers.
Do I qualify as a seaman under the Jones Act?
Seaman status requires that you spend a substantial portion of your work time on a vessel in navigation on navigable waters and that you contribute to the function of the vessel or the accomplishment of its mission. This covers deckhands, engineers, river barge workers, tug crew, and many others who work on commercial vessels on the Ohio River and other navigable waterways. We assess your status immediately because it determines which federal rights apply to your case.
What is maintenance and cure?
Maintenance and cure are separate from Jones Act negligence claims and do not require proving fault. Maintenance is a daily living allowance your employer must pay while you are unable to work due to a job-related injury or illness. Cure is the employer’s obligation to pay your medical expenses until you reach maximum medical improvement. Employers who improperly withhold or delay maintenance and cure can be held liable for additional damages including attorney fees.
What if I do not qualify as a seaman?
Workers who spend time on or near navigable waterways but do not qualify as seamen may have rights under the Longshore and Harbor Workers’ Compensation Act (LHWCA), which covers longshoremen, dock workers, ship repairers, and others in maritime employment. The LHWCA provides federal workers’ compensation benefits and in some cases additional claims against vessel owners. We evaluate all applicable federal remedies
How long do I have to file a Jones Act claim?
The Jones Act has a three-year statute of limitations from the date of injury. Maintenance and cure claims may have different deadlines. However, evidence from vessels and waterways deteriorates or disappears quickly, and employers begin managing their defense immediately. Contact us as soon as possible after your injury.
What should I do immediately after a maritime workplace injury?
Report the injury to your supervisor and request that an official accident report be completed. Seek medical attention immediately and tell the treating provider the injury occurred at work on a vessel. Do not sign any statements, releases, or documents presented by your employer or their insurance carrier before speaking with a maritime attorney. Signing the wrong document can waive your federal rights.
What types of compensation can I recover under the Jones Act?
Jones Act damages include past and future medical expenses, past and future lost wages and earning capacity, pain and suffering, disability, and loss of enjoyment of life. In cases of willful and wanton employer misconduct, punitive damages may also be available. Maintenance and cure are available separately and immediately, without proving negligence.
How much does it cost to hire a Jones Act attorney?
Nothing upfront. We work on a contingency fee basis, meaning we only get paid if we win your case. There are no hourly fees, no retainers, and no out-of-pocket costs to you.
Get personalized answers from Colonel Karl Truman and our experienced legal team during your free consultation.
Karl Truman Injury Law represents clients in Louisville, Jeffersonville, Lexington, Bowling Green, Owensboro, Covington, and throughout Kentucky and Indiana. We handle car accidents, truck accidents, motorcycle accidents, slip and fall cases, medical malpractice, workers’ compensation, wrongful death, dog bites, premises liability, and all types of personal injury claims. Available 24/7 for free consultations.
Mon-Fri: 9am-5pm
Urgent calls anytime