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Karl Truman: Trusted Rideshare Accident Lawyer Serving Kentucky and Indiana
Offices in Louisville, KY and Jeffersonville, IN
Rideshare accidents involving Uber, Lyft, and other app-based transportation services are uniquely complex. Multiple insurance policies, corporate legal teams, and shifting liability depending on the driver’s status at the time of the crash make these cases difficult to navigate without experienced legal help.
Attorney Karl Truman brings the discipline and leadership of a retired Lieutenant Colonel in the U.S. Army to every rideshare accident case. We know how these companies work and how to cut through their legal defenses to get you compensated.
Our legal team handles:
- Passenger injuries in Uber and Lyft vehicles
- Third-party victims struck by rideshare drivers
- Accidents involving drivers logged into the app but without a passenger
- Insurance coverage disputes between the driver’s personal policy and the rideshare company’s coverage
- Claims against Uber, Lyft, and other rideshare companies directly
No fees unless we win. Available 24/7 throughout Louisville, Southern Indiana, and all of Kentucky and Indiana.
Count on the Colonel
Retired Lt. Colonel, U.S. Army
Karl Truman: Trusted Rideshare Accident Lawyer Serving Kentucky and Indiana
Understanding Rideshare Accidents
Rideshare accident cases do not follow the same rules as standard car accident claims. Coverage depends entirely on the driver’s status at the moment of the crash.
If the driver had the app off, their personal auto insurance applies. If the app was on but no ride was accepted, a limited contingent liability policy from the rideshare company applies. If the driver was en route to a pickup or actively transporting a passenger, the company’s full commercial policy, possibly up to one million dollars, applies.
Uber and Lyft employ large legal teams whose job is to limit the company’s exposure. You need a legal team whose job is to maximize yours.
Why Rideshare Accident Cases Are Different
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1
Multi-Policy Complexity
Knowing which policy applies, and in what order, requires experience with rideshare company insurance structures. This is not standard car accident law.
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Corporate Legal Teams
Uber and Lyft have in-house attorneys and large outside firms working against you from the moment of the accident. You need equivalent firepower.
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App Status Disputes
Rideshare companies sometimes dispute whether a driver was active on the platform at the time of a crash. We obtain app logs and documentation to establish the truth.
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Driver Classification Issues
Rideshare drivers are classified as independent contractors. This classification is used to limit company liability. We know how to challenge it when appropriate.
How We Handle Rideshare Accident Cases
From the moment you call, we take over the legal fight. You focus on recovery. We handle everything else.
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Thorough Investigation
We move immediately to build the strongest possible case: gathering records, securing evidence, consulting experts, and documenting every aspect of your situation before anything is lost or altered.
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Handle All Paperwork
From insurance claims to medical records, legal filings, and demand letters, we manage every detail so you can focus on healing. You will never be left wondering what is happening with your case.
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Fight for What You Deserve
The party on the other side of your claim has professionals working to minimize what they pay you. We deal with them directly and protect you from every tactic designed to undervalue your claim.
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Trial-Ready Representation
While most cases settle, we prepare every case for trial. The other side knows we will not back down, and that gives us the leverage to secure maximum compensation.
Frequently Asked Questions
Comprehensive answers about personal injury law in Kentucky and Indiana. Find the information you need to make informed decisions about your case.
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Can I sue Uber or Lyft directly for my injuries?
In some circumstances, yes. If the driver was actively on a trip or en route to a pickup, Uber and Lyft’s commercial insurance policy applies. In cases of gross negligence or negligent hiring, direct claims against the company may also be available.
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What if the rideshare driver did not have the app on when the accident happened?
If the driver’s app was off, their personal auto insurance is the primary coverage. The rideshare company’s policy does not apply. This is still a viable personal injury claim.
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I was a passenger in a rideshare vehicle. Do I have a claim?
Yes. As a passenger, you were not at fault. You have a claim against the at-fault driver, and depending on the circumstances, against the rideshare company’s insurance policy as well.
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How much insurance does Uber or Lyft carry?
When a driver is actively transporting a passenger, both Uber and Lyft may carry up to one million dollars in liability coverage. Coverage amounts may differ when the driver is logged in but has not accepted a ride.
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How much does it cost to hire a rideshare accident attorney?
Nothing upfront. We work on contingency. No fee unless we win.
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How long do I have to file a rideshare accident claim?
In Kentucky, the statute of limitations for most personal injury claims is two years from the date of the last PIP payment. Indiana’s statute of limitations is two years from the date of the accident. Claims involving government vehicles or road conditions may have even shorter deadlines. Contact us as soon as possible to protect your deadline. Do not wait.
Still Have Questions About Your Rideshare Accident Case?
Get personalized answers from Colonel Karl Truman and our experienced legal team during your free consultation.
Serving Personal Injury Victims Across Kentucky & Indiana
Karl Truman Injury Law represents clients in Louisville, Jeffersonville, Lexington, Bowling Green, Owensboro, Covington, and throughout Kentucky and Indiana. We handle car accidents, truck accidents, motorcycle accidents, slip and fall cases, medical malpractice, workers’ compensation, wrongful death, dog bites, premises liability, and all types of personal injury claims. Available 24/7 for free consultations.
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Count on the Colonel
Take the first step toward justice. Contact The Colonel today for a no-obligation case review and experience the difference disciplined authority makes.