Social Security Disability & ERISA
Denied the Benefits You Earned and Deserve? We Fight the System on Your Behalf.
Disability benefit systems — whether administered by the Social Security Administration or governed by your employer’s long-term disability insurance plan — are designed to be difficult to navigate. Initial denials are the rule, not the exception. The appeals processes are procedurally complex, deadline-driven, and unforgiving of mistakes. Without experienced legal representation, deserving claimants lose benefits they are legally entitled to receive.
Karl Truman Law Office has a team who focuses specifically on disability benefit claims. We handle Social Security Disability Insurance claims from the initial application through reconsideration, ALJ hearings, Appeals Council review, and federal court when necessary. We also handle long-term disability claims governed by ERISA, where the administrative appeal record we build determines your position in federal court.
We handle both Social Security Disability and long-term disability ERISA claims for clients across Kentucky and Indiana. No fees unless we win. Our fee on SSDI claims is a percentage of back benefits, capped by federal law. Available 24/7. If you hire us and decide within 30 days we are not the right fit, you owe us nothing.
Frequently Asked Questions
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What is the difference between SSDI and long-term disability insurance?
Social Security Disability Insurance is a federal government program funded by Social Security payroll taxes. Long-term disability insurance is a private benefit, typically provided through an employer-sponsored group plan governed by ERISA. Both require proving that you cannot work due to a qualifying disability, but the rules, processes, and available remedies are entirely different. We handle both.
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If I have been denied, is it too late to get help?
Not if you act quickly. Both SSDI appeals and ERISA administrative appeals have strict deadlines — typically 60 days for SSDI reconsideration and 180 days for ERISA appeals the date of denial. Missing these deadlines can permanently end your ability to pursue your claim. Contact us immediately after any denial.
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Do you handle Social Security Disability and SSDI claims?
Yes. Our team handles SSDI claims at every stage, from initial applications through ALJ hearings and federal court appeals. We build the medical record, meet every deadline, and represent you at hearings.
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Do you handle long-term disability and ERISA claims?
Yes. ERISA long-term disability claims require careful management of the administrative appeal process because the record built during that process controls what the federal court reviews. We handle these claims from the initial denial through federal litigation when necessary.