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Getting in a car accident with another driver who is uninsured or underinsured means you may not get the compensation you need for medical expenses, lost wages and other consequences of your injuries. Uninsured/underinsured motorist coverage is an essential part of your auto insurance policy, and our experienced Louisville and Jeffersonville accident lawyers can help you pursue the claim payment to which you are entitled.

For a free case evaluation, please call us at 812-282-8500 or locally at (502) 222-2222.

Protecting Yourself and Your Family

Even if you are the most careful driver you know, even if you’ve never been in an accident before, you can get in an accident at any time because of other drivers or factors beyond your control. Because you can’t predict getting in an accident, it’s important to have adequate auto insurance coverage to protect yourself and your family members from unnecessary financial strife following the accident.

Uninsured Motorist Coverage: In Kentucky and Indiana, this coverage is required but can be rejected in writing.

Underinsured Motorist Bodily Injury Coverage: In Indiana, this coverage is required but can be rejected in writing.

Many people have been paying for uninsured and underinsured motorist coverage and don’t even realize it’s part of their policies. Many others do not know how much coverage they are paying for, which is why it is so important to check the declarations page of your insurance policy, especially after an auto accident. You can change your coverage at any time, not just once your policy is up for renewal.

It can be difficult to know how much insurance coverage is enough to protect you and your family. Our attorneys have met numerous people who did not have enough insurance coverage to provide them with the help they needed after suffering severe accident injuries.

infographic of underinsured facts

Getting the Coverage You Are Entitled To

Once you get in an accident and you or one of your loved ones is injured, you rely on your insurance company to provide you with the compensation you need to get medical care and replace lost wages and other losses. Unfortunately, many auto insurance companies utilize a variety of tactics to deny or delay payment of your claim. At a time like this, you need an experienced accident lawyer to deal with the insurance company and get you the compensation to which you are entitled.

At the Karl Truman Law Office, our attorneys know how to help car accident victims get back on their feet after a serious injury or death caused by the accident. We can help you determine whether you have coverage for a car crash involving an uninsured or underinsured motorist, and then we will fight to make sure you get the full amount to which you are entitled.

If you or a loved one has been injured in an accident involving an uninsured or underinsured driver, please contact the Karl Truman Law Office for a free consultation by calling us at 812-282-8500 or (502) 222-2222. You can also reach an experienced Louisville accident lawyer by completing the form on this website.